M&S Credit Card

24 hour account access – online or by phone.

• New Offer – 15 months’ shopping with no interest to pay.
• M&S Rewards – get points every time you shop with your card.
• Up to 55 days’ interest-free credit – when you pay your balance in full and on time each month.
• Representative 15.9% APR variable – why pay more?

What you should know before you apply:
To apply for an M&S Credit Card you have to be a UK resident aged 18 or over.
A new M&S Credit Card account cannot be opened if you have held a credit card with M&S Money within the previous 12 months.