More young people say they would take out a loan to get married than rely on the bride's father to cover the costs, according to a new survey.

Capital One Financial Corp.'s Hfs Group found that the cost of getting married is a "major" concern for adults with the average cost of a wedding reaching £12,245.

Only around one in five of the under-25s questioned said they expected the father of the bride to foot the bill. But nearly two in five people aged 45-55 said that the tradition should be honoured.

Younger people are more likely to want the freedom to organise their own wedding with 28 per cent saying they would be prepared to pay in order to do so. Over one in ten said they would take out a loan to pay for their perfect day whilst 32 per cent said they would ask friends and family to help out by taking photos to lower the cost.

Mila Violaris, Hfs research manager, said: "Although more and more couples now plan to foot the bill, there are still many of us who need a little bit of help on the big day to ensure costs don't spiral.

"The average age to get married today is 30, an age at which many are strapped for cash because of high mortgage payments and outgoings, and a helping hand can really cut down on costs and stress,' she added.