Young travellers are most likely to take short cuts when planning a quick getaway, according to new research.

Figures from the Post Office predict nearly three-quarters of 18 to 24-year-olds plan to take a short break this year but more than one in five say they will not bother taking out insurance for their trip.

This compares dramatically with older travellers where seven out of eight 45 to 54-year-olds will make sure they are covered abroad.

"Short breaks appeal to younger jetsetters who have the freedom and cash to escape for a spontaneous weekend away. But it's worrying to see how many are overlooking what is a holiday essential," said Hugh Stacey, head of travel services at the Post Office.

"Only 14 per cent of all short break policies sold by the Post Office last year were purchased by 18-24 year olds, the majority being bought by older age groups."

Almost a third of young holidaymakers believe they do not need travel insurance for a short break because they are not away for long enough.

"Whether you are going away for a couple of days or a fortnight's holiday, you are just as susceptible to theft, loss or accidents. Get adequate travel insurance before you fly and make your short break a safe one," advises Mr Stacey.