Wise up if you want credit

With the number of rejected applications for credit rising fast, you had better know the score if you don't want to be another statistic

By David Field

Family holidays face the axe as Brits get tough with money

Millions of Brits could stay at home this summer as the credit crunch continues to hit hard

Consumers should be wary of store cards

Shoppers can be quids in when it comes to store cards, says David Field, but caution remains crucial.

Beware the dangers of store cards

Despite the instant savings on offer, stores' own credit cards are best avoided, says David Field

Store card warning

Short-term gains are usually offset by high interest rates, making store cards one of the worst financial products on the market

Rate Tarts

Coined in a survey last year rate tarts refer to the growing number of Britons who move a debt onto an interest free credit card

Consumers in the Grey Over Credit Card Spending

Online Plastic Transactions Worth £60bn by 2014

Credit Cards are Payment Method of Choice