Credit Reference Agencies and Companies

Need to carry out a credit check? These sites can make it a lot easier than you thought it could be. They represent the names behind the maintenance and collection of credit reference information.
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Credit Expert

Comment: Check your credit report online for FREE - and see the information lenders see when you apply for a credit card, mortgage or loan. CreditExpert is from Experian, the leading credit reference agency and makes it easy for you to see your credit report and check your credit score.

Equifax

Comment: Equifax hold consumer credit profiles worldwide. This means that lenders can grant credit to consumers 24 hours a day, seven days a week, 365 days a year, instantly. As a company Equifax collect and analyse information - giving their customers knowledge.

Experian

Comment: Experian, the UK's largest credit reference agency, provides factual information to businesses, banks, building societies, finance houses and major retailers. This helps them determine quickly whether or not the person applying for credit is likely to repay.

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Ask about  Credit References

Credit Card Interest Free
You’ll get 50 days interest free on your credit card purchases, as long as you pay your statement balance in full and on time every month.