Money & Finance

Current Bank Accounts, Latest Offers

Compare the rates for current accounts with these well known banks. Finding a good bank account is easier than ever.

Search and compare by clicking the links to the right!

Switch your bank account now and we'll give you £100.
Current Account Plus is subscription-free and comes with a linked Savings Plus account.
No arrangement or renewal fees - on overdrafts up to £15,000. And pay no interest on agreed overdrafts of up to £100.
New customers could receive £100.
Pay in £1,000 each month and receive £5 reward each month.
Current Plus Account. A flexible current account for day-to-day banking.
We’re offering you an amazing 6% AER interest rate with our great new bank account!

Switching Incentive

Lender	Product	Incentive	Interest (AER)	Min Balance
ALLIANCE & LEICESTER PLC	Premier Current Account	New customers could receive £100.	0.5%	£1
FIRST DIRECT	1st Account	Switch to first direct and get £100*	0%	£1

Reward Paying Accounts

Lender	Account	Incentives
HALIFAX	Reward Current Account	Pay in £1,000 each month and receive £5 reward each month
BANK OF SCOTLAND	Reward Current Account	Pay in £1,000 each month and receive £5 reward each month

Best Rate

Lender	Product	Interest (AER)	Min Balance	O/D Rate	O/D Buffer
ALLIANCE & LEICESTER PLC	Premier Direct Current Account	6%	£1	0.00%	n/a
SANTANDER	The Santander Account (Preferred In-credit Rate)	6%	£1	19.90%	n/a
NATWEST BANK PLC	Current Plus	0.1%	£1	19.24%	£100
THE ROYAL BANK OF SCOTLAND PLC	Interest Paying Current Account	0.1%	£1	19.24%	£100

Best Overdraft

Lender	Product	Overdraft Notes	Interest (AER)
SANTANDER	The Santander Account (Preferred Overdraft Rate)	0% for 1st 12 mths, then 12.9% EAR	0.1%
FIRST DIRECT	1st Account	£250 Interest Free, then 15.9% EAR over £250	0%

Best Packaged Accounts

Lender	Product	Interest (AER)	Min Balance	Service Charge
HALIFAX	Ultimate Reward Current Account	0%	£0.01	£12.50 per month.
THE CO-OPERATIVE BANK PLC	Privilege Account	0%	£1	£9.50 per month.

Ethical Accounts

Lender	Product	Interest (AER)	O/D Rate	O/D Buffer
THE CO-OPERATIVE BANK PLC	Current Account Plus	0%	15.90%	n/a

Basic Banking

Lender	Product	Interest (AER)	Min Balance	Service Charge
THINK BANKING LTD 0800 074 4333	Think Banking Managed Account	0%	£1	£12.50 per month.