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Offset Mortgages

Are you interested in paying off your mortgage early and potentially saving yourself thousands of pounds? Then maybe an offset mortgage is for you. Use our selection of sites to find out more about how it works and how much you could save.
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First Direct

Comment: If you want to pay off your mortgage a lot faster than you thought you could; then you could try an offset option. This banking site will give you clear guidance as to what you need to do. It offers an offset calculator that will work out what you want depending on if you want to buy a new property or remortage. Discover how much you can borrow too.

Old Malden Finance

Comment: Brokers offering mortgage advice, specialising in South East England, including London, Surrey, Kent, Sussex and Hampshire. They work together with you to decide which mortgage is right for you - fixed, capped, discount, offset, tracker, self employed, flexible mortgage or remortgage. Contact them by filling out an online enquiry form or call on number provided.

NatWest

Comment: Do you need to find a flexible mortgage with an offset facility which will allow you to overpay or make payment breaks? This bank will find you a structure that will allow you to offset the balance in your savings account and current account against your offset mortgage balance. Use the offset calculator and the demonstration to see what you can borrow. Call or apply online.

One Account, The

Comment: If you have ever thought about losing the interest on your savings or current account, so that you can pay less interest on your mortgage; then this is the place to look. This simple website will show you the benefits of offset mortgages. Not only can you pay your mortgage off early, you can get a better return on your savings. Check out the rates and fees as well as FAQs.

Yorkshire Bank

Comment: The mortgages minefield can be very hard to navigate at the best of times; so having an offset facility might be a good way to go. Reduce the interest on your mortgage by forfeiting the interest you would get on your current or savings accounts. If you need to know how to proceed, the additional information on this clear website is a great help. The calculators are handy too.

Barclays

Comment: This clear site will take all the confusion out of offset mortgages? If you need to know how they work then watch the simple animation that explains it all. The offset mortgage calculator will do the sums for you and see what you can save. To apply fill out the online form, but make sure that you have registered before you start. You can also open an account here too.

Intelligent Finance

Comment: If you choose to offset your mortgage, instead of receiving interest on your current account or savings balances, you could save on interest payments on your mortgage. Get a quote using the calculator and compare what you pay on your current mortgage. The online form is easy to fill out, you can even check what stage of completion you are at.

Woolwich

Comment: Providing mortgage information and products to fit your needs. Apply online or contact them on the number provided. They can help you if you are a first time home buyer, need to remortgage, looking for a fixed rate mortgage and many more. Check out their mortgage guides, current interest rates, their tariff of charges and offset calculator to help you find your required mortgage.

Money Expert

Comment: If you find choosing the type of offset mortgage to get a bit of a headache; then let this comparisons website do all the work for you. With all the necessary information on tap you will soon find the lenders with the best rates of interest. If you see something that you like then simply click on the details to get advice.

Lloyds TSB

Comment: This highly organised website can help you to look at all the relevent information regarding offset mortgages. It not only shows you what to do if you want to get a mortgage, it will advise you before you get started. Find out about their partnership with the Cheltenham & Gloucester; and what is on offer. Use the calculator to get a better idea of figures. Apply by phone or online.

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