There are several tips you can follow in order to get a discount on your breakdown cover. For example, if you are getting breakdown cover for the individual driver, (as opposed to breakdown cover for a specific vehicle) there are different levels of cover available. If you’re looking to get more than one driver covered, it may well be worth purchasing joint or family cover. This is likely to be cheaper than purchasing separate breakdown cover policies for every single driver you want to insure.
In a similar fashion to no claims bonuses on many other types of insurance policy, breakdown cover insurers usually have a no-call-out bonus, which can result in substantial discounts if it is built up over time.
Many breakdown cover providers, should you take up their policy, offer additional benefits, such as discounts on their other insurance policies and financial services. Similarly, if you buy other insurance products, the insurer may well offer breakdown cover free of charge or discounted.
In terms of saving money on European breakdown cover specifically, some insurers offer this at a discounted price if you buy a comprehensive level of UK breakdown cover. This can be a good way of saving money, although do beware, that even with this discount, it still may be cheaper to buy a policy elsewhere. It is worth noting however, that there are insurance companies that may even offer Euopean breakdown cover free of charge if you have a fairly comprehensive UK version. This varies from company to company
As with most insurance products, the key is to shop around. Although this type of cover is not as competitive as other insurance markets, there are still savings to be made!
*All information displayed in this table is subject to change. Please consult individual insurers for terms and conditions.
