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Motorhome Home Insurance - Top February Online Offers
| Provider | Notes | |
|---|---|---|
 www.bewiser.co.uk |
Save up to 75% on your home insurance if you have no claims. | more info » |
 www.comparethemarket.com |
Aleksandr the meerkat compares over 400 meerkats but visit comparethemarket, one of the UK's top price comparison sites to compare over 400 insurance prices. | more info » |
Motorhome insurance is probably a great deal cheaper than you might think. The principal reason for this is that the majority of insurance companies consider the risk to motorhomes to be relatively low: Most recreational vehicles in the UK, such as motorhomes, are owned and driven by very careful drivers. Moreover, given that motorhomes are mainly used for holidays, drivers tend to be more relaxed and likely to drive in a more leisurely manner. This, coupled with the fact that they are rarely driven in rush hour conditions, or to any great extent in urban areas, means that the likelihood of being involved in an accident is reduced. This is also the case given that the annual mileage is, on average, relatively low (especially in comparison with cars). They are rarely used as a principal motor vehicle. Motorhomes are also considered as at a considerably low risk of theft. All of these factors add up to contribute to a low motorhome insurance premium.
Specialist motorhome insurance companies will offer policies for all sorts of motorhomes, old and new, and the majority will be able to provide cover for expensive extras, such as unusual fixtures and fittings. Many can also arrange cover for your contents as part of your motorhome insurance policy, as well as insure you for use in the EU for those looking to travel to the continent in their motorhome. Personal injury cover may also be included in your policy – be sure to check this out.
As with all insurance, it’s really worth shopping around to get an affordable deal for you, with the appropriate level of cover to meet your needs. Also, a good no claims’ bonus as well as purchasing online often equates to discounts on your motorhome insurance premium.
