Cat Pet Insurance

Cats are probably more likely than most other pets to have an accident, fall ill or stray given their independent, inquisitive nature. Cat insurance is a good way to protect you financially should any of these occurrences happen.

There a variety of levels of cover. The cheapest policies tend to have restrictions on either the duration or the cost of veterinary treatment, although these restrictions are reasonably generous, making this cover particularly suitable for funding the short term treatment of your cat following an accident or an injury. You will be required to pay an excess should you need to make a claim, so be sure to check how much this is when looking for a suitable policy.

More comprehensive cover will offer financial protection should your cat develop a long term illness. It is worth bearing in mind that if the condition has already diagnosed, many insurance companies will not insure your cat. This is worth looking into before you choose a policy, as well as if there any other restrictions in place, such as a maximum age limit: Some insurance companies will not insure older cats as they are more susceptible to illness and injury.

Regardless of the level of cover, 3rd party liability is included in most policies in order to protect you financially against claims for damages caused by your cat to people or property.

It is also possible for policies to include the following…

1. …compensation for the loss, theft or death of your cat
2. …contribution to cattery boarding fees if you are hospitalized
3. …travel insurance for your cat

The key is to shop around in order to find the most suitable insurance which meets both your requirements, and the needs of your cat.