As with all insurance policies, there are savings to be made, so bear in mind the following when purchasing your pet’s cover, and you never know, you may end up saving yourself some money!
A handy starting point would be to have a shop around on the internet. Many insurers offer discounts if you buy online – this is an ideal way to get a discount on the cost of your pet insurance premium. The amount of online discount varies depending on the insurance provider, but it can be as much as 20%. Do however be sure not to compromise the level of cover you require in order to obtain the biggest discount – if you do this, you may well come unstuck should you need to make a claim.
If you have more than one pet that you want to get insured, take this as another opportunity to get a discount! It is likely that you will get a discount if you get multi-pet insurance, whereby more than one animal is insured on the same policy. The amount of the discount for a multi-pet policy does vary from company to company, so make sure you have a good shop around. You can expect to save around between 5% and 10% if you purchase a multi-pet policy.
Unlike most insurance policies however, it is unlikely you’ll get a no claims bonus! For most insurers, the number of claims you make on your policy does not influence the total cost of your annual premium. This is because pets are covered per condition, so there’s no restriction on the number of times you can claim.
*All information displayed in this table is subject to change. Please consult individual insurers for terms and conditions.
