It is often quite difficult to find an insurance provider willing to cover you pet if it is that bit older. Many insurers simply impose an upper age limit and refuse to insure any pet that exceeds that limit. This is because the pet is considered more at risk, and therefore you are more likely to make a claim. However, pet insurance for the older animal is out there! As you would anticipate, the monthly premiums are slightly more expensive, but not excessively so as you may expect.
If you find an insurer who does provide cover for older pets, they are more than likely able to insure your pet no matter how old it is as they tend not to have any upper age limit restrictions in place. This is not the case with regular pet insurance.
Although older pet insurers are relatively few and far between, the market remains reasonably competitive, so it is worth shopping around to find the most suitable cover for your pet, which meets all of the your expectations at an affordable price. What’s more, there are discounts to be had: Older pet insurers, like regular pet insurance providers, also offer online discounts which can be as much as 20%. You are also likely to receive a discount if you have more than one older pet that you want to insure: You’ll more that likely get a discount if you take out multi-pet insurance, covering more than one older pet on the same policy. The actual amount discounted for these reasons vary from insurer to insurer.
*All information displayed in this table is subject to change. Please consult individual insurers for terms and conditions.
