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Annual Backpacking Travel Insurance Deal
If you’re planning a backpacking trip of considerable length, or hoping to take a few extended trips within the space of a year, then annual backpacking cover may be suitable for you. You’ll get all the cover that a single backpacking trip insurance policy offers, but for the duration of a year. This will work out cheaper than purchasing insurance for every single extended trip you take in a year, anywhere in the world. This method of insurance will naturally save you time, as well as money!
Annual backpacking cover is valid for any trip of considerable length. Whether you're taking off around the world for a few months or going to go and lie on a beach a couple of times a year (or both of the above for that matter!) then annual backpacking cover may be ideal.
In terms of the policy itself, you should try to make sure it covers medical emergencies, loss/theft of any of your belongings or equipment, any delays whilst you are travelling, as well as personal liability and legal costs. Many insurers will also include winter sports cover as part of the standard policy.
Insurance companies are conscious that the majority of people who are looking to take out annual backpacking cover are going to be sticking to a tight budget. They take this into account when designing your policy, so be careful that in order to make the premium cheaper for you, some companies may offer a reduced, less comprehensive level of cover. On the same token though, as with all insurance policies, do be sure to have a shop around as this is a really competitive market, and there are big savings are to be made!
