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Group Travel Insurance Deal
Group travel insurance is a good way of covering any identifiable group of individuals who are travelling together as the same time, regardless of the reason for the trip. So whether it’s a school/sports tour, a company trip/incentive, an extended family holiday or a stag/hen party, you’ll be able to get your whole group insured under the one policy. Most insurers offer group insurance for parties of at least 10 people, but this figure does vary from one insurance provider to another, so be sure to check this out. The age of the traveller does not matter; the whole party will be covered.
So what’s the point of getting group insurance? If you leave it up to the individual members of the party to purchase insurance for themselves, the likelihood is that they won’t all bother. This can lead to major problems should the unexpected happen, and a claim needs to be made. Moreover, for an organiser to arrange individual policy for the entire group is likely to be a complicated and stressful process. So, a group insurance policy is the way forward. What’s more, it is very probable that you will receive a discount for purchasing a group insurance policy: With group insurance, you’re likely to get a more comprehensive insurance package at a far better price.
The majority of group travel insurance providers boast they offer a tailor-made group travel insurance policy. They will take into account, for example, that a football team is not going to need wintersports cover, but will need a higher level of luggage cover, so adjust the policy as necessary.
As with regular travel insurance, groups have the option to take out annual cover. This will work out cheaper than purchasing single trip group policies if the group travels together several times a year.
