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Over 65s Annual Travel Insurance Deal
With over 65s annual travel insurance, OAPs under 75 years old can buy a policy to cover them for any number of holidays they choose to take in the 12 months that they are covered. These holidays can be to destinations anywhere in the world. Your insurance company will ask which destination you need to be covered for - Europe, UK, Australia & New Zealand or Worldwide. This is an ideal policy for senior citizens who enjoy travelling abroad frequently, or even those who simply want to travel abroad more than once in a year. If you are one of the latter, the chances are that annual cover will work out cheaper than getting two or more single trip policies. Have a shop around, comparing prices to work out which is the most suitable option for you.
So, how does over 65s annual travel cover differ from regular annual travel insurance? Well, everybody’s travel needs are different, and this annual cover is specifically designed to meet the needs of the more senior traveller, at an affordable price.
Over 65s annual cover quashes the misconception that over 65s insurance costs more, as they are more likely to have health conditions, for example, that travelling may affect. In fact, it is likely that older travellers will take fewer risks, therefore reducing the chances of them making a claim. Consequently, the cost of the annual cover is reduced. In terms of the actual policy, it is advisable to ensure that it covers medical expenses, theft and loss, as well as offers protection against the cancellation of you holiday.
The majority of over 65s annual travel insurance providers offer baggage cover as an optional extra. Over 65s annual winter sports travel insurance is also an optional add-on if you plan to go skiing etc.
