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Single Backpacking Travel Insurance Deal
Travel insurance is not usually an immediate consideration when planning a single backpacking trip, but when you actually consider the potential risks, it is something that needs to be taken seriously. Hopefully you’re trip will be disaster-free and a real adventure, but bearing in mind you’ll probably be traveling to countries where you don’t speak the language and are not familiar with the culture, backpacker’s travel insurance will give you that extra peace of mind.
Insurance for a single backpacking trip will protect you, your possessions and your equipment for the duration of your trip. Single backpacking trip insurance can be used for long and short stays as well as gap year travelling. Long stays are usually classed as anything up to 18-24 months.
As with all insurance policies, cover varies from company to company, so be sure to choose the right level of cover which best suits your needs. Travel insurance providers are conscious that people going on backpacking trips are usually on a tight budget, so price their policies accordingly. Be careful that they haven’t achieved this to the detriment of your cover, and it is recommended that the following are covered…
- Medical emergencies
- Equipment damage
- Personal belongings
- Travel delays
- Personal liability
- Legal cost
Backpacking cover varies from other types of travel insurance as the policies contain elements which are specifically tailored to the needs of the backpacker, on top of the length of the cover. For example, cancellation/curtailment is covered in the event of exam failure, around 15% stopover allowance in higher risk areas and there is additional cover for hazardous activities. Some travel insurers will even offer cover for hazardous activities as part of the basic cover.
Also, irrespective of your relationship, two people who travel together may well receive a discount on the cost of their single backpacking trip cover.
