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Fleet Van Insurance - Top February Online Offers
| Provider | Notes | |
|---|---|---|
 www.swinton.co.uk |
Up to £165 off van insurance. Call 0800 308 1937 for a better deal now! | more info » |
 www.bewiser.co.uk |
RAC roadside assistance and Legal Protection comes as standard cover. | more info » |
Fleet van insurance usually provides cover for companies with a large number of vehicles, from two vans up to hundreds of even thousands. Some insurers may state an amount higher than two as the minimum number of vans in order for it to be insured as a fleet. Similarly, there may be a limit on the amount of vans you can insure on the one policy. However, you are likely to find an insurer who will meet your needs, whatever the size of your fleet.
Some fleet van insurance policies cover replacement van insurance. This is probably a good idea in a business in which having a van off the road could be very costly, potentially losing you valuable custom. Most policies, regardless of their level of cover, have a legal services option, which insures you for any legal fees which come as a result of an accident involving one of your fleet. When shopping around for your policy, you may also want to check whether your policy includes public liability insurance for your van fleet. This is designed to protect your company against any third party claims. This is important, offering you financial protection against any claims which arise following damage to either property or individuals caused by a van in your fleet.
There are ways to save on your fleet van insurance. For example, you may want to consider a ‘pay as you go’ policy. this means you only insure your fleet as and when you need it, meaning you’re not paying when one of your vans is sat on the forecourt, not being used.
The usual procedure, when taking out a policy, is that you can insure the same number of drivers as there are vans. These named drivers will be insured for all of the vehicles on that policy.
Your insurer, when designing your policy, will take into account factors such as what your fleet of vans will be used for. Depending on the nature of your business, you may also want to purchase a “goods in transit” insurance policy.
