Despite what you might think, banks rarely offer something for nothing, even normal current accounts. That is, banks and some building societies levy a range of charges, both obvious and hidden, on their customers, meaning most people are paying for the privilege of having a standard account.
Starting university can be a stressful time, not least when it comes to money matters. Generally speaking, this will be the first time you have to deal with things such as paying rent, paying your own utilities bills and even buying groceries and other essentials.
The reasons why individuals choose to buy shares can be manifold. For instance, some are seeking regular returns from their shares, others are more concerned with building up future capital or enjoying the excitements of the game.
Due to increasing competition in the banking sector, many credit card companies try and attract new clients with special offers or reward schemes, including so-called zero percent credit cards.
Mortgages are loans that bank or building societies take out to buy a land or property. As the money taken out for the mortgage is invested in a high-value asset, this asset is automatically kept as a security against the loan.
As the name suggests, bicycle insurance is a special type of insurance that covers the various misfortunes that could potentially happen to you as a bike owner. Just as with other types of insurance, you will have to pay monthly or annual premiums, but then if something happens that's covered by the policy, then you will receive a lump sum to compensate you.
When starting to plan a family, having children is no longer just a personal decision, but increasingly becomes a matter of financial consideration. Young parents in the UK thus often look ahead to calculate the costs of bringing up one or more children.
With more and more people using credit cards for the purpose of online shopping or simply making purchases and paying for them later in time, a range of options have been developed for anyone who has accumulated higher amounts of debt on their credit card accounts.
As you would expect, adventure travel insurance is more expensive than standard travel insurance, though again the exact price will vary dramatically according to the type of policy.
Professional Career and Development Loans are commercial bank loans, available to support payment for courses or vocational training that will help you to secure job or boost your career.