Car Insurance - Top November Online Offers

Provider Notes
Free RAC roadside assistance and free legal cover as standard. more info »
Search trusted UK insurance providers with Quotezone’s fast and easy Speedy Click form! more info »
98% of people could save with motor insurance* *Based on Online independent research by Consumer Intelligence during December 2012. more info »
With AXA Car Insurance, not only can customers manage their policies online 24/7, they also benefit from UK based customer help and claims teams. more info »
Allianz offers comprehensive car insurance from just £212. 20% of our customers paid £212 or less from 1 Oct – 31 Dec 2014*. more info »
Swiftcover has taken the pain out of getting car insurance. There are no queues, no unnecessary chat and no endless questions. more info »
Awarded ‘Best Online Motor Insurance Provider’ at the Your Money awards. Approved repairs guaranteed for 3 years. more info »
We’ve teamed up with National Service Network to save you time and money with 10% off Servicing and 20% off MOT costs when you insure your car with us. more info »
Car Insurance

Car insurance is widely available from a variety of different insurance providers, as insurance is something that all drivers must have by law: The Road Traffic Act of 1991 requires every person who uses a vehicle to have a least third party personal injury insurance. In the UK, it is an offence to drive your car, or to allow others to drive it, without at least third party insurance whilst on the public highway.

This type of insurance insures the motorist against his/her liability for injuries to others as well as for damage to the other person's property from the use of a vehicle. There are two other types of insurance policy available; third party, fire and theft and fully comprehensive. Third party, fire and theft, although will cover your car if it stolen or involved in a fire, it will still only cover the cost of damage to other peoples property sustained in an accident. Fully comprehensive cover is the highest level of cover available and will pay out if your car is stolen, involved in a fire or damaged in an accident. It will also cover any third party damage sustained. Naturally, if you opt to get comprehensive cover, this will be more expensive than if you were to purchase third party cover.

Car insurance is calculated by assessing a driver's level of risk, which is based on factors such as the age and sex of the driver, the type of vehicle and its intended use. Statistics show that men are more likely to have a car accident than women, and newer drivers are more likely to have an accident than more experienced drivers. Insurance premiums are deduced with these figures in mind, meaning that a young, male driver is likely to have to pay much higher premiums than an experienced female driver, as they are considered to be a greater risk on the roads.

*All information displayed in this table is subject to change. Please consult individual insurers for terms and conditions.