Home Insurance - Top November Online Offers

Provider Notes  
www.bewiser.co.uk
www.bewiser.co.uk
Save up to 75% on your home insurance if you have no claims. more info »
www.comparethemarket.com
www.comparethemarket.com
99% of people could save with comparethemarket.com home insurance* *Based on Online independent research by Consumer Intelligence during December 2012. more info »
www.confused.com
www.confused.com
Compare home insurance quotes with Confused.com more info »
www.quotezone.co.uk
www.quotezone.co.uk
Compare quotes from up to 40 different companies for home insurance, by filling in one simple form. more info »
www.axa-insurance.co.uk
www.axa-insurance.co.uk
Your home and its contents are your biggest investments so why not protect them with a household name you can trust more info »
www.allianz.com
www.allianz.com
Building and contents cover from as little as £117. 20% of customers paid £117 or less from 1 Jan – 31 Mar 2015* more info »
www.swiftcover.com
www.swiftcover.com
With swiftcover.com buying your cover online means it’s quick and easy to protect your home. more info »
www.marksandspencer.com
www.marksandspencer.com
Whether you live in a city centre studio or rambling rural residence, your home is your haven; which is why it’s important to make sure it’s well protected.
M&S Home Insurance could be the perfect fit for your home, with two levels of high quality cover to choose from. Whichever you choose, you can rely on them to deal with a claim quickly and fairly.
more info »
Home Insurance

In the case of theft or damage to your property or possessions, home insurance will provide you with financial protection to help you pay for the rectification of such occurrences.


Home insurance is usually divided into two aspects: Building insurance and contents insurance. Building insurance covers the permanent fixtures. This includes any outbuildings, bathroom suites and fitted kitchens, as well as the property itself. i.e. the actual structure. Contents insurance provides financial protection for furniture, white goods, electrical appliances, clothes, and any other items kept in the home. You will need to ensure that your policy is sufficient to cover the rebuild of your home and the replacement of all of your possessions so that you are fully financially safeguarded against any unexpected eventualities.


For further, more detailed information on the above, please see our ‘Buildings’ and ‘Contents’ sections.


For more comprehensive cover, optional add-ons are available, but naturally, this will increase the cost of your monthly premiums. A few examples of the types of optional add-ons that can be purchased include accidental damage cover, legal cover, emergency assistance and garden or sports equipment cover.


Buildings and contents cover can be purchased together from the same insurance provider and this will usually earn you a discount. Please see our ‘Discounts’ sections for more information on this.


There are also various other types of home insurance which are more specialised to the specific use of the property. There are companies who offer tailor made policies for, for example, holiday homes, motorhomes and high value homes. These are designed to cater for the more specific needs that are associated with these types of homes. Please see our other sections for more detailed information about these more specialised types of policy.

*All information displayed in this table is subject to change. Please consult individual insurers for terms and conditions.