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Loans
Finding the appropriate funding option for your unique situation can be a daunting task. Our collection of loans and finance sites will help to build up your knowledge of your alternatives and probably save you money on the ultimate financing option you take.

Barclays
Get a secured or unsecured loan from one of the UK’s biggest high street banks. Barclays offer a variety of loan options with repayment periods between 2 and 5 years. If you want to borrow more at any point during the term of your loan then you can ask for a top-up (please note that the rate you pay may change after your loan amount increases). View Site »

Nationwide
Borrow as little as £1,000 or up to £25,000 from the UK’s biggest building society. You can pay the money back over anything between 1 and 7 years depending on your preference and there are no hidden fees. Nationwide current account holders can get an exclusive low rate and you can get a no obligation quote on their website in minutes. View Site »

Sainsbury’s Bank
They are a multiple award winner when it comes to lending to the general public and you can apply for a loan with them online today. Sainsbury’s Bank will match the rate offered by any other lender meaning you are guaranteed the lowest possible rate if you compare the alternatives beforehand. There are also options to get bonus Nectar card points to give you an even bigger reward for choosing them. View Site »

Santander Loans
For a fast decision on a personal loan, head to Santander’s website and apply today. They offer payback periods from 12-60 months and their rates are some of the lowest on offer from high street banks. Use their online calculator to work out what your repayments would be. View Site »

Co-operative Bank
Borrow money from a company that is owned by its staff and customers and who take decisions with those people in mind. They only provide loans to Co-operative Bank or Britannia account holders, but they offer them for a variety of purposes including home improvement and career development loans. View Site »

Zopa
Rather than borrow money from a bank or building society, why not borrow it from other people? We’re not talking about family or friends here; instead we are suggesting that you borrow money from other individuals all across the country. They lend you money and you pay them interest. It is what is known as peer-to-peer lending and it’s a great way to get lower rates of interest on loans of up to £25,000. It’s also very safe and the industry is completely regulated. View Site »

Find Your Credit Union
If you have tried getting a loan from more conventional sources but have been unsuccessful, you could try your local credit union instead. Credit unions are local institutions that are not run for profit, but are there so serve the community. This site allows you to find you nearest credit union where they may be able to provide you with a low cost loan. You only need to enter your postcode to perform a search View Site »

First Direct
Award winning banking provider First Direct also offer fantastic value loans, particularly on amounts between £7,500 and £25,000 where their rates are some of the lowest around. You must already hold an account with them but you can open one in no time and you will get immediate access to the money upon approval. View Site »

Confused.com
A great way to achieve the lowest possible interest rate on a personal loan is to compare a large selection of providers in one go. With Confused, you can enter your details and requirements once and see the potential rates for lots of lenders on a single page allowing you to pick the lowest rates or the one which is most suited to your needs. View Site »

Amigo Loans
If you have been struggling to get a loan elsewhere, you might stand a better chance by opting for a guarantor loan from Amigo. So if you know and trust someone to act as a guarantor for you, then you could well get a loan without any prior credit checks. You won’t get the best interest rates around, but they do compare favourably to other types of loans for those with a bad or no credit rating. View Site »